Tag Archives: can’t afford dental work

Affordable Dentist, Cosmetic Dentistry

Can I Get Cosmetic Dentistry at a Discount?

Hi,

I really dislike my smile. Many of my teeth are crooked or broken – my lateral incisors nearly stick straight out! I don’t have any photos of myself smiling as a child because I’ve always hated my teeth. I was wondering if there was a payment program I could sign up for to get a smile makeover? The majority of my teeth need to be redone, but I can’t afford it. Is there a way to get discounted cosmetic dentistry? I’d let them use my photos as promotional material, would that help me get a discount?

Sincerely,

Pam, from Sterling, Colorado

 

Hi Pam,

Unfortunately, offering the dentist the use of your photo in exchange for a smile makeover isn’t going to get you a discount. Most patients are so happy with their crowns or veneers that they agree to let the dentist use their photo anyway. So that isn’t the best bargaining chip.

The good news is, the dental field is full of dentists with integrity and empathy. Many dentists volunteer or work with charities to help others access care they may not otherwise get. Affordable dental offices understand that many people need extensive dental work, but lack the savings or insurance to get it.

Fortunately, many dentists offer payment plans or Care Credit to help patients afford the care they need. However, offering these options to a patient with bad credit or who couldn’t afford it in the first place can ruin the relationship between doctors and patients, so have an open and honest conversation with your dentist.

Avoid going to a “cheap” dentist for cosmetic work, as it can cost more in the long run. Luckily, many offices will let you make payments on your treatment, as long as it is fully paid for prior to your first appointment. You can also talk to you dentist to see which parts of your smile to prioritize. In your case, you probably want a treatment plan for lateral incisors.  Doing a little bit at a time is the most affordable way to access cosmetic dentistry.

This blog post is brought to you by Phoenix affordable dentist, Dr. Hillary Peck, of Peck Family Dentistry. Please note Dr. Peck is a licensed general dentist with years of experience in treating cosmetic dentistry cases.

 

Affordable Dentist

Dentist is Humiliating Me Because I’m Broke

I felt like a total failure when I went to the dentist. I hadn’t been able to go for two years, because I don’t have insurance and I have to save up for this kind of thing. It turns out those were two bad years for my teeth. I need five fillings and two crowns. First, the dentist derided me for not coming in sooner. Then, when I told him I couldn’t afford all the work he lectured me and said if I didn’t I would lose all my teeth or die. I was so humiliated because he said all this in front of his staff. But what is a patient supposed to do if they can’t afford something? I can’t produce money out of thin air.

Louis K.

Dear Louis,

That was bad form on the part of your dentist. It was unfair of him to lecture you for something you have no control over. It’s even more unfair that he humiliates you for needing to do this in stages. And, you should know, it is totally fine for you to do this in stages. Not everyone can afford to do all their work at once. You need to find a dentist who is willing to work with you financially.

In the meantime, have this dentist list out the work which needs to be done in order of priority. Which cavities or infections are further along. Do those first, giving yourself time to save up for the other procedures. There are also dentists who work with Care Credit. It’s a medical credit card, which will allow you to have all the work done at once (if you’d like), then pay it out. Often, depending on your credit, you can choose your terms. Some have zero interest.

Your dentist is right about one thing, though not the way he handled it. People do still die from tooth infections. In fact, a father in his thirties passed away this past February from not getting to the dentist in time. Some patients make the mistake of thinking just taking an antibiotic will be enough. It won’t. It will stave off an infection for a while, but because there is no blood stream in a tooth, there’s no way for the medicine to reach it. A dentist has to physically dig out the decayed material. So, while you can put this off for a bit, don’t wait too long. That’s why I asked you to have the dentist list out the work in order of urgency.

This blog is brought to you by Dr. Kevin Peck.

Affordable Dentist

Why can’t I find an emergency dentist for my mother?

My mom is disabled and on Social Security/ disability. Right now, she has no dental coverage what so ever, but I am told she might get some in the future when she gets fully approved for disability. I guess there’s some kind of limbo period where the state plan doesn’t cover it but the federal plan will? I really don’t understand all this. At any rate, I just took over managing her care and she needs a lot of work done. I think it’s going to come down to pulling her teeth and getting dentures, but I’m not totally sure. I have been trying to find an affordable dentist, but nobody seems to be willing to help. They all want thousands of dollars up front. I don’t know if it’s these offices or the healthcare system, but she needs help. Any ideas on how I can find an affordable dentist?

Sincerely,

Jessica

Dear Jessica,

Kudos to you for stepping up to the plate and helping your mom out. The programs are so confusing, you practically need a PhD to understand what covers what and what’s actually available.

Unfortunately, you are correct, in that government programs do not typically see to the dental needs of disabled and elderly adults. Every plan is different, and when you’re still battling it at a state level, each state has different rules, too. There’s a very good chance your mom only has emergency coverage, or coverage for work that needs to be done in the hospital right now, but please contact the company that provides her coverage to be sure.

With disability, there tends to be a 24-month waiting period while you wait for the transition from state to federal coverage, but when the higher coverage kicks in there should be some dental coverage. Again, you must talk to your mom’s case worker, social worker, or plan provider to find out what the process is and what’s available to her. If coverage will increase soon, it may be worth waiting a couple months before you start anything.

If she needs to find an affordable dentist now, you could try asking offices whether they do payment plans or financing. Many of them do. You may also have luck signing up for an inexpensive insurance plan. There are some PPO plans for as little as $35 from reputable companies that provide instant coverage. If you’re getting into an extensive treatment plan, like extractions and dentures, it’s worthwhile to research some of these to reduce your costs. Best of luck to you.

This blog is brought to you by Dr. Kevin Peck.