Tag Archives: medical credit cards

Will an Affordable Dentist Help a Minor?

I have a problem. I’m a teenager (13) and still suck my thumb. I’m really embarrassed about it. I don’t want my parents to know but it is making my teeth stick out. The kids at school make fun of me about my teeth. Is there a dentist that won’t charge me too much and would let me come without my parents knowing? I need to find out what to do about my thumb sucking and my teeth. I can pay some. I’ve got a little business I do knitting scarves for people.

Olivia

Dear Olivia,

Child with Pediatric Dentist

I’m so sorry the kids at school are giving you a hard time. I’m even more sorry you feel like you have to deal with this on your own. I wish you felt like you could talk to your parents. I don’t know your situation. Hopefully, there is some trusted adult in your life you feel safe with.

If you don’t feel safe, please tell a teacher or police officer. I also want to commend you on having a business at your age. You sound like a gal who’s going to change the world and I’m very proud of you.

Finding a dentist who’ll work with you financially isn’t a problem. Most would be happy to work with you. The biggest issue is the fact that you’re a minor. Legally, dentists cannot treat you without your parents there. They could lose their license. But, don’t get discouraged yet. I may have a way to help.

Affordable Ways to Stop Thumb Sucking

About any general pharmacy will have a type of clear nail polish designed to help people stop sucking your thumb. It’s not very expensive. You essentially just paint it on your thumb and the taste is so foul that it prevents you from sucking y our thumb.

This will deal with your thumb sucking problem but not your teeth. I’m guessing your parents don’t take you to the dentist regularly. I’d tell them your teeth are bothering you. When your teeth are out of alignment it can lead to migraines and even TMJ problems.

You may do some up front research ahead of time to look for affordable dentists in your area. At your age, you could go to either a pediatric dentist or a general dentist. Many work with Care Credit which is a medical card that can allow you to may payment plans for low and even no-interest.

This blog is brought to you by Dr. Kevin Peck.

Are All Dentists Judgmental?

I’ll admit I don’t get to the dentist as often as is recommended. It’s not that I don’t want to, it’s just I can’t afford it. Not only do I not have dental insurance, so everything must be paid for out of pocket, but I lose income by going. I’m paid by the hour and dentists only seem to be open during normal working hours. I have to miss work to go. Essentially, I’m charged twice if you think about it. Even though I don’t go very often, I do try to go every two years. I rarely have a problem with my teeth, but I get a lecture every single time. I’ve switched dentists every couple of years for that very reason, but no matter who I go to, there’s still that lecture. Why are they so judgmental? Why can’t they seem to understand it’s a sacrifice for many people to get to the dentist?

Avery L.

Dear Avery,

I can understand your frustration. Here you are trying your best, making sacrifices to even get to the dentist and when you do, they treat you like someone who doesn’t take care of things. First, I want you to know that not all dentists will lecture you. In fact, some dentists will just be grateful you came and tell you so. Both sets, judgemental and non-judgmental, likely have the same mindset behind their response. They care and want you to get the proper care for your teeth. They go about it different ways, some more productive than others, but they mean well.

It sounds to me like you want dental care, but you need an affordable dentist. There are dentists who work to keep their fees down. They may even work with your schedule, so you don’t lose income. Explain your work situation. It may not be that they hold regular Saturday or evening hours, but would be willing to meet with you twice a year at less than peak times so you don’t lose income to get your teeth cleaned. They wouldn’t want you to advertise they’re doing that, but would be willing to help.

Another option is to consider using a program such as Care Credit. It’s a medical “credit card” of sorts. It allows you to go ahead with treatment and then slowly pay out the bill for the services you receive. Depending on what type of credit you have, you may even be able to get zero interest payments.

Something patients don’t generally consider is how much going to the dentist regularly saves them money, health, and time. If you get your teeth cleaned regularly you’re less likely to develop a cavity. If you do happen to develop one anyway, they’re often caught so early that a simple, small filling will be enough. When things are left to progress without early intervention you end up with a more invasive (and costly) procedure, such as a root canal treatment, or worse, an extraction and the need to get a tooth replacement.

This blog is brought to you by Dr. Kevin Peck.